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Let your customers sit comfortable

by offering the PayTomorrow Waterfall Platform at checkout

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M+
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Billion

Just a few of our furniture partners

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Winkbeds
RTA Store
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Here's how we win in furniture with Bread Pay:

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Why PayTomorrow

Financing solutions for all credit types
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Single Application

Streamline financing with a single application connecting to multiple lenders.

Payment Diversity

Customized offers to meet your customers where they are on their credit journey.

Increase Conversion

Grow your business by making your products accessible to a broader audience.

Responsible Lending

Our flexible options ensure that your customers can purchase without compromising their financial well-being.

Greater Access

Stand out in a competitive market by offering a payment option that works for any shopper.


Making a difference for your customers

PayTomorrow offers financing solutions for your shoppers with excellent, average, and low credit or those that that are just starting their credit history. We have a solution for them! 

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Share your contact information and we'll be in touch. 

*Numbers based upon open credit card accounts in comparison to US population 18+

¹Cumulative data and case studies from Bread Pay’s base of merchants across verticals dated November 2017 through October 2020. Results may vary by merchant and not all merchants will achieve these results.

²Increase in conversion rates with Bread Pay SplitPay and Installment Loans. Based on data from single Bread Pay merchant case study, April 2021. Results may vary by merchant and not all merchants will achieve these results

³Cumulative data from this case study is based on the merchant’s loan activity dated July 2019 through September 2022. Results may vary by merchant and not all merchants will achieve these results.

⁴Cumulative data from this case study is based on the merchant’s loan activity dated January 2019 through December 2020. Results may vary by merchant and not all merchants will achieve these results. 

⁵Cumulative data from this case study is based on the merchant’s loan activity dated January 2021 through December 2022. Results may vary by merchant and not all merchants will achieve these results.